+69%
Median federal debt at exit
Median federal debt at exit at Academy of Cosmetology Inc rose 69% between 2006 and 2009 ($3.9k → $6.7k).
Montana · Private for-profit · Predominantly certificates
Academy of Cosmetology Inc
Bozeman, Montana. 35 undergraduate students. 1 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Academy of Cosmetology Inc
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
-100%
3-year cohort default rate
3-year cohort default rate at Academy of Cosmetology Inc fell 100% between 2021 and 2024 (2.4% → 0.0%).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Montana
Each tile compares this institution to the Montana median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
—+5% · 6→8y
Montana median $40,738$30,092
Treasury earnings · 6y post-entry94.1%-9% · '97→'09
Montana median 46.1%$6,948+280% · '98→'09
At program completion35+86% · '96→'24
latest IPEDS94.4%-8% · '04→'24
first-time, full-time—
latest cohort—
annualSECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+280%
Academy of Cosmetology Inc · median debt rose
$1,750 → $6,657
-100%
Academy of Cosmetology Inc · cohort default rate fell
11.1% → 0.0%
-50%
Academy of Cosmetology Inc · pell share fell
49.2% → 24.5%
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Academy of Cosmetology Inc
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
EARNINGS SUPPRESSED
Federal privacy rules suppressed earnings for Cosmetology and Related Personal Grooming Services · Undergraduate Certificate or Diploma at Academy of Cosmetology Inc(cohort below 30 students). The calculator can’t produce a number we’d stand behind, so we don’t.
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Montana
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Academy of Cosmetology Inc graduates earn $X” — not “Academy of Cosmetology Inc makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Academy of Cosmetology Inc caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.