-24%
100%-time completion
100%-time completion at Montana State University-Northern fell 23% between 2021 and 2024 (23.8% → 18.2%).
Montana · Public · Predominantly bachelor's
Montana State University-Northern
Havre, Montana. 787 undergraduate students. 38 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Montana State University-Northern
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
+22%
Median federal debt at exit
Median federal debt at exit at Montana State University-Northern rose 22% between 2017 and 2020 ($15.2k → $18.5k).
+17%
In-state tuition
In-state tuition at Montana State University-Northern rose 17% between 2021 and 2024 ($6.0k → $7.0k).
+17%
Out-of-state tuition
Out-of-state tuition at Montana State University-Northern rose 17% between 2021 and 2024 ($18.7k → $21.9k).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Montana
Each tile compares this institution to the Montana median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$49,505+10% · 6→10y
Montana median $40,738$45,045
Treasury earnings · 6y post-entry42.3%+21% · '97→'24
Montana median 46.1%$10,560+605% · '97→'20
At program completion787-49% · '96→'24
latest IPEDS69.3%+3% · '04→'24
first-time, full-time—+22% · '01→'18
latest cohort$6,269+159% · '00→'24
out-of-state $19,385SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
2.8%Median federal debt $10,560 amortized over 10 years vs. median earnings $49,505 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+21%
Montana State University-Northern · completion · 150% rose
34.0% → 41.1%
-23%
Montana State University-Northern · completion · 100% fell
23.5% → 18.2%
-49%
Montana State University-Northern · undergrad enrollment fell
1,502 → 761
+159%
Montana State University-Northern · in-state tuition rose
$2,692 → $6,982
+171%
Montana State University-Northern · out-of-state tuition rose
$8,078 → $21,875
+605%
Montana State University-Northern · median debt rose
$2,625 → $18,500
-100%
Montana State University-Northern · cohort default rate fell
11.9% → 0.0%
+278%
Montana State University-Northern · pell share rose
8.8% → 33.1%
+38%
Montana State University-Northern · earnings_median_10yr rose
$36,000 → $49,505
+41%
Montana State University-Northern · earnings_median_8yr rose
$32,900 → $46,435
+58%
Montana State University-Northern · earnings_median_6yr rose
$28,500 → $45,045
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$72,655Electrical Engineering Technologies/Technicians.$72,249Vehicle Maintenance and Repair Technologies.$72,181Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$69,522Student Counseling and Personnel Services.$62,389Business Administration, Management and Operations.$52,044Teacher Education and Professional Development, Specific Levels and Methods.$40,419
SECTION 06 · BY CIP FAMILY
7 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
EDUCATION · CIP 13
ENGINEERING TECHNOLOGIES · CIP 15
MECHANIC & REPAIR TECHNOLOGIES · CIP 47
HEALTH PROFESSIONS · CIP 51
BUSINESS, MANAGEMENT & MARKETING · CIP 52
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Montana State University-Northern
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
-$18,607
Over 40 years, discounted 5.0%
BREAKEVEN
—
Doesn’t reach breakeven within the horizon
- Cost per year
- $14,599
- HS-only baseline · MT
- $35,800
- Years to complete
- 4
- CIP family
- 13
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Montana
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Montana State University-Northern graduates earn $X” — not “Montana State University-Northern makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Montana State University-Northern caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.