-5pp
150%-time completion
150%-time completion fell 5 pp at Pennco Tech-Blackwood vs the 2003–2007 baseline (68.6% vs 73.8%).
New Jersey · Private for-profit · Predominantly certificates
Pennco Tech-Blackwood
Blackwood, New Jersey. 996 undergraduate students. 5 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Pennco Tech-Blackwood
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
-100%
3-year cohort default rate
3-year cohort default rate at Pennco Tech-Blackwood fell 100% between 2021 and 2024 (3.6% → 0.0%).
+23%
First-year retention
First-year retention at Pennco Tech-Blackwood rose 23% between 2021 and 2024 (75.9% → 93.2%).
-12%
Median federal debt at exit
Median federal debt at exit at Pennco Tech-Blackwood fell 12% between 2017 and 2020 ($9.5k → $8.3k).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. New Jersey
Each tile compares this institution to the New Jersey median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$42,013+11% · 6→10y
New Jersey median $46,742$37,843
Treasury earnings · 6y post-entry68.6%-5% · '97→'09
New Jersey median 62.0%$5,922+84% · '97→'20
At program completion996+165% · '96→'24
latest IPEDS71.0%+19% · '04→'24
first-time, full-time—-8% · '02→'09
latest cohort—
annualSECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
1.9%Median federal debt $5,922 amortized over 10 years vs. median earnings $42,013 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+19%
Pennco Tech-Blackwood · retention rose
78.0% → 93.2%
+165%
Pennco Tech-Blackwood · undergrad enrollment rose
330 → 875
+84%
Pennco Tech-Blackwood · median debt rose
$4,538 → $8,331
-100%
Pennco Tech-Blackwood · cohort default rate fell
29.5% → 0.0%
+49%
Pennco Tech-Blackwood · pell share rose
47.9% → 71.2%
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR).$47,998Electrical and Power Transmission Installers.$40,449Vehicle Maintenance and Repair Technologies.$39,906Allied Health and Medical Assisting Services.$31,896Health and Medical Administrative Services.$24,300
SECTION 06 · BY CIP FAMILY
5 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
CONSTRUCTION TRADES · CIP 46
MECHANIC & REPAIR TECHNOLOGIES · CIP 47
HEALTH PROFESSIONS · CIP 51
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Pennco Tech-Blackwood
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$12,441
Over 40 years, discounted 5.0%
BREAKEVEN
Year 33
First year cumulative discounted earnings cross zero
- Cost per year
- $23,726
- HS-only baseline · NJ
- $41,700
- Years to complete
- 1
- CIP family
- 46
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in New Jersey
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Pennco Tech-Blackwood graduates earn $X” — not “Pennco Tech-Blackwood makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Pennco Tech-Blackwood caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.