+29%
In-state tuition
In-state tuition at Mercy University rose 29% between 2006 and 2009 ($12.8k → $16.5k).
New York · Private nonprofit · Predominantly bachelor's
Mercy University
Dobbs Ferry, New York. 5,539 undergraduate students. 83 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Mercy University
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
-100%
3-year cohort default rate
3-year cohort default rate at Mercy University fell 100% between 2021 and 2024 (1.8% → 0.0%).
+10%
Out-of-state tuition
Out-of-state tuition at Mercy University rose 10% between 2021 and 2024 ($20.7k → $22.9k).
-18%
Median federal debt at exit
Median federal debt at exit at Mercy University fell 18% between 2017 and 2020 ($24.0k → $19.6k).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. New York
Each tile compares this institution to the New York median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$52,055+16% · 6→10y
New York median $48,917$44,969
Treasury earnings · 6y post-entry48.1%+288% · '97→'24
New York median 64.2%$15,000+438% · '97→'20
At program completion5,539+264% · '96→'24
latest IPEDS75.0%+40% · '04→'24
first-time, full-time85.5%+77% · '02→'24
latest cohort$22,106+94% · '00→'09
out-of-state $22,106SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
3.8%Median federal debt $15,000 amortized over 10 years vs. median earnings $52,055 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+288%
Mercy University · completion · 150% rose
11.8% → 45.7%
+955%
Mercy University · completion · 100% rose
3.1% → 32.4%
+40%
Mercy University · retention rose
54.0% → 75.7%
+264%
Mercy University · undergrad enrollment rose
1,574 → 5,735
+94%
Mercy University · in-state tuition rose
$8,500 → $16,490
+169%
Mercy University · out-of-state tuition rose
$8,500 → $22,880
+438%
Mercy University · median debt rose
$3,650 → $19,637
-100%
Mercy University · cohort default rate fell
7.9% → 0.0%
+40%
Mercy University · earnings_median_10yr rose
$37,200 → $52,055
+47%
Mercy University · earnings_median_6yr rose
$30,600 → $44,969
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Allied Health Diagnostic, Intervention, and Treatment Professions.$153,146Bioethics/Medical Ethics.$133,653Educational Administration and Supervision.$125,289Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$125,187Business Administration, Management and Operations.$100,265Rehabilitation and Therapeutic Professions.$89,121Teacher Education and Professional Development, Specific Subject Areas.$82,516Rehabilitation and Therapeutic Professions.$81,790Teaching English or French as a Second or Foreign Language.$81,212Communication Disorders Sciences and Services.$74,765Health and Medical Administrative Services.$74,210Mental and Social Health Services and Allied Professions.$74,200Communication Disorders Sciences and Services.$74,167Teacher Education and Professional Development, Specific Levels and Methods.$69,231Veterinary Biomedical and Clinical Sciences.$67,148English Language and Literature, General.$65,759Accounting and Related Services.$65,066Business Administration, Management and Operations.$59,504Biology, General.$57,166Non-Professional General Legal Studies (Undergraduate).$57,163Social Work.$56,162Allied Health and Medical Assisting Services.$55,542Health Professions and Related Clinical Sciences, Other.$52,661Criminal Justice and Corrections.$51,824
Showing top 24 of 31 ranked programs.
SECTION 06 · BY CIP FAMILY
31 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
EDUCATION · CIP 13
LEGAL PROFESSIONS · CIP 22
ENGLISH LANGUAGE & LITERATURE · CIP 23
BIOLOGICAL & BIOMEDICAL SCIENCES · CIP 26
PSYCHOLOGY · CIP 42
HOMELAND SECURITY & PROTECTIVE SERVICES · CIP 43
PUBLIC ADMINISTRATION & SOCIAL SERVICES · CIP 44
SOCIAL SCIENCES · CIP 45
VISUAL & PERFORMING ARTS · CIP 50
HEALTH PROFESSIONS · CIP 51
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$125,187Health Professions and Related Clinical Sciences, Other.$52,661Allied Health Diagnostic, Intervention, and Treatment Professions.$153,146Mental and Social Health Services and Allied Professions.$74,200Communication Disorders Sciences and Services.$74,765Rehabilitation and Therapeutic Professions.$81,790Allied Health and Medical Assisting Services.$55,542Health and Medical Administrative Services.$74,210Communication Disorders Sciences and Services.$74,167Bioethics/Medical Ethics.$133,653Rehabilitation and Therapeutic Professions.$89,121
BUSINESS, MANAGEMENT & MARKETING · CIP 52
AGRICULTURE · CIP 01
COMMUNICATION & JOURNALISM · CIP 09
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Mercy University
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$1,502,188
Over 40 years, discounted 5.0%
BREAKEVEN
Year 5
First year cumulative discounted earnings cross zero
- Cost per year
- $17,042
- HS-only baseline · NY
- $40,100
- Years to complete
- 4
- CIP family
- 51
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in New York
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Mercy University graduates earn $X” — not “Mercy University makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Mercy University caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.