CIP 4501 · Bachelor's Degree · Mercy University

Social Sciences, General at Mercy University

Federal outcomes for bachelor's degree graduates of Mercy University. 127 completers in the most recent 4-year window (190 in the latest year alone). Median earnings 5 years after completion: $44,055.

MEDIAN EARNINGS · 5Y
$44,055
New York CIP-4 median $56,927
MEDIAN EARNINGS · 4Y
$36,556
Treasury · 4y post-completion
MEDIAN FEDERAL DEBT
$22,699
At program completion
COMPLETERS · 4Y WINDOW
127
190 most recent year
DEBT-TO-EARNINGS

What this program's debt costs its graduates

Annual debt service as a share of median 5-year-post-completion earnings, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation.

This program at Mercy University

6.9%
0%8% · GE20%+

Median federal debt $22,699 amortized over 10 years vs. median 5-year earnings $44,055.

Statewide CIP-4 peer median

5.3%
0%8% · GE20%+

Same debt against the New York CIP 4501 peer-median earnings $56,927.

SECTION 02 · PROGRAM HISTORY

How this program has shifted

Federal Field-of-Study history covers 2014–15 onward. Vintage-by-vintage values for earnings, debt, and completers.

DEBT · 20142018$22,699
$24,000$21,54520142018
Median federal debt at program exit.FoS
COMPLETERS · 20152019127
37812720152019
Annual completers (IPEDS C).IPEDS
ANNUAL COMPLETERS · 20152019-25%

Social Sciences, General at Mercy University · annual completers fell

378 → 127

FINANCIAL OUTCOME · ILLUSTRATION

Estimate the financial outcome of this program

Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. Selection-bias toggle applies the Dale-Krueger shrinkage. This is an outcomes illustration, not a forecast — see methodology.

Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.

NET PRESENT VALUE
-$14,565
Over 40 years, discounted 5.0%
BREAKEVEN
Doesn’t reach breakeven within the horizon
graduationyear 0year 39
Cost per year
$17,042
HS-only baseline · NY
$40,100
Years to complete
4
CIP family
45

Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.

PEER COMPARISON · CIP 4501

Social Sciences, General across New York institutions

Same CIP-4 code and credential level, all New York Title-IV institutions where Scorecard publishes outcomes. Cohort floor is 30 students.

SUPPRESSION & SELECTION

What this page tells you, and what it doesn't

Earnings are median annual earnings of federally aided students who completed this program at this institution, drawn from federal tax records. They describe cohorts. They do not predict your earnings, and they do not claim that this program caused those outcomes — selection effects (who enrolls, who finishes, what fields they enter) dominate cross-program differences. Em-dashes mean the federal data was suppressed because the cohort was below the 30-student floor.

Methodology →