-27%
Private nonprofit bachelor's-predominant peer
10-year earnings at Charlotte Christian College and Theological Seminary are 27% below the private nonprofit bachelor's-predominant peer median ($33.7k vs $46.2k).
North Carolina · Private nonprofit · Predominantly bachelor's
Charlotte Christian College and Theological Seminary
Charlotte, North Carolina. 36 undergraduate students. 7 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Charlotte Christian College and Theological Seminary
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
-59%
Undergraduate enrollment
Undergraduate enrollment at Charlotte Christian College and Theological Seminary fell 59% between 2021 and 2024 (58 → 24).
-19%
Earnings trend · post-entry horizons
Earnings 10 years post-entry at Charlotte Christian College and Theological Seminary are 19% below 6-year earnings ($41.7k → $33.7k).
+16%
In-state tuition
In-state tuition at Charlotte Christian College and Theological Seminary rose 16% between 2021 and 2024 ($11.1k → $12.9k).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. North Carolina
Each tile compares this institution to the North Carolina median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$33,696-19% · 6→10y
North Carolina median $36,030$41,684
Treasury earnings · 6y post-entry—
North Carolina median 46.1%$8,701+157% · '09→'20
At program completion36-8% · '04→'24
latest IPEDS—-44% · '04→'22
first-time, full-time—
latest cohort$11,960+231% · '04→'24
out-of-state $11,960SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
3.4%Median federal debt $8,701 amortized over 10 years vs. median earnings $33,696 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
-44%
Charlotte Christian College and Theological Seminary · retention fell
90.0% → 50.0%
+231%
Charlotte Christian College and Theological Seminary · in-state tuition rose
$3,880 → $12,858
+231%
Charlotte Christian College and Theological Seminary · out-of-state tuition rose
$3,880 → $12,858
+157%
Charlotte Christian College and Theological Seminary · median debt rose
$7,000 → $18,000
-100%
Charlotte Christian College and Theological Seminary · cohort default rate fell
16.6% → 0.0%
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Charlotte Christian College and Theological Seminary
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
EARNINGS SUPPRESSED
Federal privacy rules suppressed earnings for Bible/Biblical Studies · Bachelor's Degree at Charlotte Christian College and Theological Seminary(cohort below 30 students). The calculator can’t produce a number we’d stand behind, so we don’t.
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in North Carolina
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Charlotte Christian College and Theological Seminary graduates earn $X” — not “Charlotte Christian College and Theological Seminary makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Charlotte Christian College and Theological Seminary caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.