CIP 4201 · Associate's Degree · Rose State College

Psychology, General at Rose State College

Federal outcomes for associate's degree graduates of Rose State College. 44 completers in the most recent 4-year window (40 in the latest year alone). Median earnings 5 years after completion: $32,387.

MEDIAN EARNINGS · 5Y
$32,387
Oklahoma CIP-4 median $35,051
MEDIAN EARNINGS · 4Y
$34,739
Treasury · 4y post-completion
MEDIAN FEDERAL DEBT
$11,567
At program completion
COMPLETERS · 4Y WINDOW
44
40 most recent year
DEBT-TO-EARNINGS

What this program's debt costs its graduates

Annual debt service as a share of median 5-year-post-completion earnings, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation.

This program at Rose State College

4.8%
0%8% · GE20%+

Median federal debt $11,567 amortized over 10 years vs. median 5-year earnings $32,387.

Statewide CIP-4 peer median

4.4%
0%8% · GE20%+

Same debt against the Oklahoma CIP 4201 peer-median earnings $35,051.

SECTION 02 · PROGRAM HISTORY

How this program has shifted

Federal Field-of-Study history covers 2014–15 onward. Vintage-by-vintage values for earnings, debt, and completers.

DEBT · 20142018$11,567
$11,567$8,80220142018
Median federal debt at program exit.FoS
COMPLETERS · 2014201944
694020142019
Annual completers (IPEDS C).IPEDS
DEBT_MEDIAN · 20142018+31%

Psychology, General at Rose State College · debt_median rose

8,802 → 11,567

FINANCIAL OUTCOME · ILLUSTRATION

Estimate the financial outcome of this program

Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. Selection-bias toggle applies the Dale-Krueger shrinkage. This is an outcomes illustration, not a forecast — see methodology.

Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.

NET PRESENT VALUE
-$56,918
Over 40 years, discounted 5.0%
BREAKEVEN
Doesn’t reach breakeven within the horizon
graduationyear 0year 39
Cost per year
$12,566
HS-only baseline · OK
$33,800
Years to complete
2
CIP family
42

Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.

PEER COMPARISON · CIP 4201

Psychology, General across Oklahoma institutions

Same CIP-4 code and credential level, all Oklahoma Title-IV institutions where Scorecard publishes outcomes. Cohort floor is 30 students.

Oklahoma City Community CollegePEER$35,051127 grads
Rose State CollegeTHIS PROGRAM$32,38744 grads
SUPPRESSION & SELECTION

What this page tells you, and what it doesn't

Earnings are median annual earnings of federally aided students who completed this program at this institution, drawn from federal tax records. They describe cohorts. They do not predict your earnings, and they do not claim that this program caused those outcomes — selection effects (who enrolls, who finishes, what fields they enter) dominate cross-program differences. Em-dashes mean the federal data was suppressed because the cohort was below the 30-student floor.

Methodology →