+43%
Median federal debt at exit
Median federal debt at exit at Stephen F Austin State University rose 43% between 2006 and 2009 ($6.6k → $9.5k).
Texas · Public · Predominantly bachelor's
Stephen F Austin State University
Nacogdoches, Texas. 8,746 undergraduate students. 119 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Stephen F Austin State University
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
+10%
100%-time completion
100%-time completion at Stephen F Austin State University rose 10% between 2021 and 2024 (35.3% → 38.9%).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Texas
Each tile compares this institution to the Texas median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$49,634+15% · 6→10y
Texas median $39,639$43,144
Treasury earnings · 6y post-entry51.7%+40% · '97→'24
Texas median 51.8%$17,750+82% · '97→'09
At program completion8,746-14% · '96→'24
latest IPEDS71.3%+9% · '04→'24
first-time, full-time88.3%+39% · '01→'24
latest cohort$10,600+350% · '00→'24
out-of-state $20,680SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
4.8%Median federal debt $17,750 amortized over 10 years vs. median earnings $49,634 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+40%
Stephen F Austin State University · completion · 150% rose
38.1% → 53.3%
+126%
Stephen F Austin State University · completion · 100% rose
17.2% → 38.9%
+350%
Stephen F Austin State University · in-state tuition rose
$2,472 → $11,128
+177%
Stephen F Austin State University · out-of-state tuition rose
$8,464 → $23,426
+82%
Stephen F Austin State University · median debt rose
$5,225 → $9,500
+21%
Stephen F Austin State University · earnings_median_8yr rose
$39,000 → $47,094
+25%
Stephen F Austin State University · earnings_median_6yr rose
$34,500 → $43,144
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$86,054Accounting and Related Services.$82,288Educational Administration and Supervision.$77,712Computer and Information Sciences, General.$76,867Finance and Financial Management Services.$70,731Business Administration, Management and Operations.$70,640Business Administration, Management and Operations.$69,275Educational Administration and Supervision.$68,305Communication Disorders Sciences and Services.$68,063Accounting and Related Services.$62,123Special Education and Teaching.$58,753Mathematics.$58,594Wildlife and Wildlands Science and Management.$58,015Political Science and Government.$57,886Music.$57,180Teacher Education and Professional Development, Specific Levels and Methods.$56,920Allied Health Diagnostic, Intervention, and Treatment Professions.$56,100Natural Resources Conservation and Research.$55,132Criminal Justice and Corrections.$54,769Communication Disorders Sciences and Services.$54,598Social Work.$53,743History.$53,714Health and Physical Education/Fitness.$53,668Marketing.$53,325
Showing top 24 of 43 ranked programs.
SECTION 06 · BY CIP FAMILY
43 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
COMPUTER & INFORMATION SCIENCES · CIP 11
EDUCATION · CIP 13
FAMILY & CONSUMER SCIENCES · CIP 19
ENGLISH LANGUAGE & LITERATURE · CIP 23
BIOLOGICAL & BIOMEDICAL SCIENCES · CIP 26
MATHEMATICS & STATISTICS · CIP 27
MULTI/INTERDISCIPLINARY STUDIES · CIP 30
PARKS, RECREATION & FITNESS · CIP 31
PSYCHOLOGY · CIP 42
HOMELAND SECURITY & PROTECTIVE SERVICES · CIP 43
PUBLIC ADMINISTRATION & SOCIAL SERVICES · CIP 44
SOCIAL SCIENCES · CIP 45
VISUAL & PERFORMING ARTS · CIP 50
HEALTH PROFESSIONS · CIP 51
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$86,054Health Services/Allied Health/Health Sciences, General.$47,821Communication Disorders Sciences and Services.$54,598Communication Disorders Sciences and Services.$68,063Allied Health Diagnostic, Intervention, and Treatment Professions.$56,100
BUSINESS, MANAGEMENT & MARKETING · CIP 52
Business/Commerce, General.$53,002Marketing.$53,325Accounting and Related Services.$62,123Business Administration, Management and Operations.$70,640Finance and Financial Management Services.$70,731Accounting and Related Services.$82,288Hospitality Administration/Management.$47,799Business Administration, Management and Operations.$69,275Specialized Sales, Merchandising and Marketing Operations.$50,026
HISTORY · CIP 54
AGRICULTURE · CIP 01
NATURAL RESOURCES & CONSERVATION · CIP 03
COMMUNICATION & JOURNALISM · CIP 09
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Stephen F Austin State University
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$218,477
Over 40 years, discounted 5.0%
BREAKEVEN
Year 14
First year cumulative discounted earnings cross zero
- Cost per year
- $14,068
- HS-only baseline · TX
- $37,300
- Years to complete
- 4
- CIP family
- 30
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Texas
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Stephen F Austin State University graduates earn $X” — not “Stephen F Austin State University makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Stephen F Austin State University caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.