+35%
Median federal debt at exit
Median federal debt at exit at Texas Woman's University rose 35% between 2006 and 2009 ($8.1k → $11.0k).
Texas · Public · Predominantly bachelor's
Texas Woman's University
Denton, Texas. 8,804 undergraduate students. 115 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Texas Woman's University
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Texas
Each tile compares this institution to the Texas median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$56,544+16% · 6→10y
Texas median $39,639$48,773
Treasury earnings · 6y post-entry44.2%+30% · '97→'24
Texas median 51.8%$14,000+41% · '97→'09
At program completion8,804+65% · '96→'24
latest IPEDS73.6%+2% · '04→'24
first-time, full-time95.0%+38% · '01→'24
latest cohort$8,648+243% · '00→'24
out-of-state $18,720SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
3.3%Median federal debt $14,000 amortized over 10 years vs. median earnings $56,544 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+30%
Texas Woman's University · completion · 150% rose
37.7% → 49.1%
+65%
Texas Woman's University · undergrad enrollment rose
5,328 → 8,767
+243%
Texas Woman's University · in-state tuition rose
$2,520 → $8,640
+108%
Texas Woman's University · out-of-state tuition rose
$8,880 → $18,480
+41%
Texas Woman's University · median debt rose
$7,814 → $11,000
+24%
Texas Woman's University · earnings_median_10yr rose
$45,600 → $56,544
+23%
Texas Woman's University · earnings_median_8yr rose
$42,300 → $52,209
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$116,534Bioethics/Medical Ethics.$113,216Health and Medical Administrative Services.$90,366Business Administration, Management and Operations.$88,709Rehabilitation and Therapeutic Professions.$88,378Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$87,683Rehabilitation and Therapeutic Professions.$73,471Accounting and Related Services.$71,775Educational Administration and Supervision.$71,305Communication Disorders Sciences and Services.$70,048Dental Support Services and Allied Professions.$67,640Health and Physical Education/Fitness.$65,978Human Resources Management and Services.$65,232Nutrition Sciences.$62,487Special Education and Teaching.$62,187Biology, General.$60,619Health and Physical Education/Fitness.$58,575Human Development, Family Studies, and Related Services.$58,179Clinical, Counseling and Applied Psychology.$57,997Legal Support Services.$57,680Specialized Sales, Merchandising and Marketing Operations.$57,539Communication Disorders Sciences and Services.$56,708Liberal Arts and Sciences, General Studies and Humanities.$56,603Nutrition Sciences.$56,603
Showing top 24 of 43 ranked programs.
SECTION 06 · BY CIP FAMILY
43 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
EDUCATION · CIP 13
FAMILY & CONSUMER SCIENCES · CIP 19
LEGAL PROFESSIONS · CIP 22
ENGLISH LANGUAGE & LITERATURE · CIP 23
LIBERAL ARTS & GENERAL STUDIES · CIP 24
LIBRARY SCIENCE · CIP 25
BIOLOGICAL & BIOMEDICAL SCIENCES · CIP 26
MATHEMATICS & STATISTICS · CIP 27
MULTI/INTERDISCIPLINARY STUDIES · CIP 30
PARKS, RECREATION & FITNESS · CIP 31
HOMELAND SECURITY & PROTECTIVE SERVICES · CIP 43
PUBLIC ADMINISTRATION & SOCIAL SERVICES · CIP 44
SOCIAL SCIENCES · CIP 45
VISUAL & PERFORMING ARTS · CIP 50
HEALTH PROFESSIONS · CIP 51
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$87,683Rehabilitation and Therapeutic Professions.$73,471Health Services/Allied Health/Health Sciences, General.$51,318Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$116,534Rehabilitation and Therapeutic Professions.$88,378Mental and Social Health Services and Allied Professions.$56,517Health and Medical Administrative Services.$90,366Dental Support Services and Allied Professions.$67,640Communication Disorders Sciences and Services.$56,708Communication Disorders Sciences and Services.$70,048Bioethics/Medical Ethics.$113,216
BUSINESS, MANAGEMENT & MARKETING · CIP 52
HISTORY · CIP 54
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Texas Woman's University
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$888,179
Over 40 years, discounted 5.0%
BREAKEVEN
Year 5
First year cumulative discounted earnings cross zero
- Cost per year
- $11,121
- HS-only baseline · TX
- $37,300
- Years to complete
- 4
- CIP family
- 51
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Texas
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Texas Woman's University graduates earn $X” — not “Texas Woman's University makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Texas Woman's University caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.