10.6%
Debt-to-earnings
Debt-to-earnings ratio of 10.6% at Huntington Junior College exceeds the 8% gainful-employment threshold ($17.3k debt amortized over 10 years vs $21.8k earnings).
West Virginia · Private nonprofit · Predominantly associate's
Huntington Junior College
Huntington, West Virginia. 209 undergraduate students. 9 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Huntington Junior College
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
-43%
150%-time completion
150%-time completion at Huntington Junior College fell 43% between 2006 and 2009 (46.7% → 26.7%).
-23pp
150%-time completion
150%-time completion fell 23 pp at Huntington Junior College vs the 2003–2007 baseline (12.5% vs 35.2%).
+14%
Median federal debt at exit
Median federal debt at exit at Huntington Junior College rose 14% between 2017 and 2020 ($19.0k → $21.6k).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. West Virginia
Each tile compares this institution to the West Virginia median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$21,783+21% · 6→10y
West Virginia median $37,714$18,035
Treasury earnings · 6y post-entry12.5%-47% · '97→'09
West Virginia median 61.2%$17,321+723% · '97→'20
At program completion209-63% · '96→'24
latest IPEDS80.0%+36% · '04→'24
first-time, full-time—
latest cohort$10,050+103% · '00→'24
out-of-state $10,050SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
10.6%Median federal debt $17,321 amortized over 10 years vs. median earnings $21,783 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
-47%
Huntington Junior College · completion · 150% fell
50.5% → 26.7%
+36%
Huntington Junior College · retention rose
60.0% → 81.8%
-63%
Huntington Junior College · undergrad enrollment fell
495 → 181
+103%
Huntington Junior College · in-state tuition rose
$4,950 → $10,050
+103%
Huntington Junior College · out-of-state tuition rose
$4,950 → $10,050
+723%
Huntington Junior College · median debt rose
$2,625 → $21,604
-100%
Huntington Junior College · cohort default rate fell
19.6% → 0.0%
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
SECTION 06 · BY CIP FAMILY
4 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
HEALTH PROFESSIONS · CIP 51
BUSINESS, MANAGEMENT & MARKETING · CIP 52
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Huntington Junior College
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
-$230,096
Over 40 years, discounted 5.0%
BREAKEVEN
—
Doesn’t reach breakeven within the horizon
- Cost per year
- $10,758
- HS-only baseline · WV
- $32,100
- Years to complete
- 2
- CIP family
- 51
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in West Virginia
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Huntington Junior College graduates earn $X” — not “Huntington Junior College makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Huntington Junior College caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.